People Helping People

People Helping People is the Murfreesboro branch of PHP Agency, a national financial services company built on a simple idea: everyone deserves access to the financial guidance that used to be reserved for the wealthy. Jessica Coulthard leads the local team out of Heritage Park Drive, helping families across Rutherford County understand and protect their financial futures.

What makes them different is the approach. There’s no hard sell, no pressure. They sit down with you for a full financial analysis — your budget, your cash flow, your insurance gaps, your retirement trajectory — and walk you through options that actually fit your life. They cover life insurance, retirement planning, supplemental coverage for critical and chronic illness, and debt settlement strategies.

The team has earned a perfect 5.0-star rating on Google because they treat every client like a neighbor, not a number. In a world of automated financial tools and impersonal advisors, People Helping People is exactly what the name says — real people, sitting across the table, helping you build a plan you can actually follow.